October 9, 2026

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Strategy & Policy

What Public Chapter 1044 Means for Tennessee Development Review

It’s more than likely every government planning office has a dreaded, cliché pile made up of past-due site plans, development applications, inspection requests, and so on—each metaphorically tugging on your sleeve like a toddler who doesn’t see you’re on the phone. Tennessee is looking to fix that because on January 1, 2027, that nagging pile is getting a review deadline. 

Put an end to the sleeve tugging. 

Public Chapter 1044 (House Bill 2552, which stood in for Senate Bill 2237) sets firm deadlines for how all Tennessee municipalities, counties, and metropolitan governments handle development submissions. It also introduces a default outcome.

Before we get into the meat of this article—what it means for you, as part of the Tennessee government—bear with us as we run through the basics of the law.

How Public Chapter 1044 Works

When a developer submits an application, development plan, or site inspection, the Tennessee government has 30 business days to either send a written report of deficiencies or request the additional information needed to confirm compliance. If the submission is incomplete to begin with, the local government has to say so—in writing—within the same 30 business days. (Which doesn't count as a deficiency report.)

Separately, within 60 business days, the Tennessee government has to approve the submission or put it on the next available agenda of the planning commission or governing body.

Ah, but there’s a twist. If the local government does not complete any of the required actions in time, the submission is automatically approved. 

It’s also important to note that days when government offices are closed during a declared state of emergency don't count toward any of these deadlines.

A Two-Strike System

What’s preventing endless rounds of finicky back-and-forth? So glad you asked. 

The new law also limits how many times a reviewer can send something back. A local government may issue no more than two written reports of deficiencies, and you’re now expected to bundle your change requests into a single deliverable rather than sending them in installments. 

Once the developer documents that each deficiency is resolved, the local government has another 30 business days to approve or agenda the submission.

If problems from the second report are still unresolved, the local government has two options. You can deny the application, but only with written justification tied to specific evidence of noncompliance with a statute or regulation, and must return 50 percent of the fees the developer paid during review. Or, you can conditionally approve the submission, or put it on the agenda for conditional approval.

The Bond is a Deadline Too

Section 2 creates a new chapter, Title 7, Chapter 70, covering the release of performance bonds—which can be an actual bond, a letter of credit, or other assurance posted to guarantee that development improvements get finished.

If a professional engineer registered in Tennessee conducts an independent inspection and finds the contractor or developer has completed all the work the contract requires, the clock starts when the local government receives the written report. 

From there, you again have two options. Within 120 business days, you can approve the release or put it on the next planning commission or governing body agenda. Or, within 20 business days, you can respond in writing with reasons for not releasing the bond and identify the specific contract work that remains incomplete. (Emergency closure days are excluded here too.)

Why It Matters

As the old adage goes, time is money. Lack of clarity and unnecessary bureaucracy is a massive time-suck for both parties, so introducing guardrails helps both government employees and developers. 

For Government Employees

  • One Statewide Standard: Staff in a lot of offices have been caught between developers pushing for speed and local processes that never set a firm time limit. A fixed rule gives them something concrete to point to.
  • A Limit on Endless Comment Rounds: The two-report cap protects reviewers from open-ended back-and-forth on one application, and it gives government staff a defined point to deny, approve conditionally, or send the matter to the commission or governing body.
  • Authority to Check Completeness: Public chapter 1044 lets a locality notify an applicant that a submission is incomplete without that counting toward the two-report cap. The Center for Local Planning (CLP) says local regulations can define what a complete submittal is, which gives government employees a legitimate tool to reject incomplete applications early.
  • Leverage for Internal Change: A hard deadline with an automatic consequence is a strong argument for resources, cross-departmental coordination, and tracking systems that offices may have wanted for years. 
  • Clearer Bond Process: The 20-business-day written response requirement and the defined engineer certification step replace what has often been an informal and sometimes contentious process. The developer pays for the engineer, so the certification cost isn't on the locality.

While there are major perks, not everyone in local government sees this as a win. Sumner County Commissioner, Darrell Rogers, for example, said their review process already works well and that the bill puts a lot of strain on local governments. The deadlines raise the stakes of staffing shortages, and the law doesn’t mention several practical issues—like applicants who never respond.

For Developers

  • Predictability and Speed: This is the core argument. Supporters said review had become lengthy and unpredictable, with projects sometimes tied up for over a year. Improving the efficiency and predictability of plan review could help keep housing affordable in Tennessee. If review moves faster, that could mean homes, businesses, and infrastructure arrive sooner. 
  • Written Reasons: A denial after two deficiency reports has to be justified in writing, tied to specific statutory or regulatory noncompliance. That gives applicants, and anyone reviewing the decision later, a record of why.
  • Fewer Drawn-Out Revision Cycles: The two-report cap and the expectation that change requests be consolidated mean developers aren't answering comments one department at a time, which saves time and cost that can otherwise get passed along.
  • Bond Release: Once an independent engineer certifies the work is complete, the local government has to release the bond or explain in writing what's unfinished. Capital tied up in bonds is an added cost for developers, so a clear deadline helps.

As with some local government employees, some residents will also see a downside. A deemed approval happens regardless of whether the plan meets local standards, so a missed deadline could let a plan through that staff would have flagged. The benefit depends on offices meeting their deadlines.

So How Can You Prepare?

The practical work starts well before this new bill goes into effect. 

Offices will want a way to track submission dates and count business days accurately—including the emergency-closure exception—agenda calendars will need an audit, and departments that all review the same plan will have to compile their comments before anything goes. Plus, finance will need to know that a denial after a failed second review carries a 50 percent fee refund.

Understanding all of that comes down to one question: do you know how old every submission is and what—or who—it's waiting on? That's where software like Polimorphic can help.

Polimorphic’s CRM and Workflow tools, part of our Deliver plan, let residents submit applications anytime while staff get automatic notifications and real numbers on how long each step takes, the kind of visibility necessary for a 30-, 60-, or 120-business-day clock.

Plus, with Polimorphic, governments have the ability to set preview requirements handled by AI. AI can review the application for important items and details that are needed before it's submitted, eliminating the back-and-forth between applicant and government.    

Want to learn more? Request a Polimophic demo. Also check out the CLP’s FAQs on Public Chapter 1044 for more info.

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